Seems to me once you have an adword account up and running, you don't run into overrunning the 0.05% CTR, but the learning curve has you hitting it 6 - 8 times, which equals $10. Is this Google's newbie tax?
werty
4:45 pm on Jan 9, 2004 (gmt 0)
This thread my help you learn how to avoid getting the Low CTR account pause: