isn't it too much?

left with 92$ after earning 137$

[ferhanz]

Today i received my first cheque of google adsense earnings i.e. 112$, i earned 137$ this month and 25$ were deducted for the courieir fee (EFT option is not available for Pakistan) out of that i left with 112$ and this morning when i went to my bank and deposited that cheque i come to know that 20$ will be deducted by the bank for the Cheque Processing and it will take 5 Weeks :( ...all the excitement for my first cheque is pretty fown at the moment.

Google should seriously look into this matter and should provide an easy and affordable method to the publishers in Pakistan and other countries where no EFT option is available. As nearlly 40% of my earnings are deducted in the processing charges.

[ferhanz]

anyone?

[trillianjedi]

On those earnings figures, a courier fee probably isn't worth it.

I think the only options you really have are to increase your earnings (fresh content, more links) or see if any other contextual advertisers will do an EFT to your Country.

Personally, I would go for the former.

TJ

[asianguy]

ferhanz, find someone who has the money in your country to cash your check and pay him $20 for the $100 worth of check. If he is hesitant, you can also ask him to pay you $40 and he gets $10. When he finally cash the check, give him another $10 and you get the remaining $40. Ask for half of the amount of the check everytime.

You shouldnt have problem finding one who can help you instead of the bank.

In my opinion, you should only use the bank if you are dealing with $200 or more because the charges are costly.

[trillianjedi]

I just thought of another option.

In your AdSense control panel you can ask Google to not send you a cheque, but roll the amount forward.

It might be an idea for you to get a cheque from Google once a quarter rather than once a month, which would have the effect of reducing bank charges by 2/3rds.

TJ

[miedmark]

$20 for cheque processing? That's sick.

Can you get it cashed somewhere else?

[wyweb]

5 weeks to process is even sicker

[ferhanz]

the solution i can think of is that i should use my Uncle's Address (He is in Canada )for the EFT option and then he can send me the money thru Western Union

[mogenshoj]

Or you could stop your payment until it reached 500$ or any other amount you would choose.

You can do this in "my account" in adsense. I think its called that, not sure because my adsense is in danish :)

[indias next no1]

the opinion of trillianjedi is right.

just ask google to hold your account until 3 months or 6 months, so that you can get a lump sum amount with low bank processing fee and one time courier fee.

[getaddicted]

thts really not good.

Dont you get the money in your currency. So that you dont have to pay the procession fees..

Im from india and when i use to get cheque from google yes it took around 4 to 5 weeks to clear but but processing fees was not so high.. but it was..

But now when its in indian rupees nothing gets cutted get the whole amount

:)

[caran1]

see if you can find a bank with lower fees. Bank charges can be as little as US$2. Also unless your postal service is very unreliable, most of the checks will reach you without problems. i got 16/17 checks by post, only 1 got misplaced and they reissued very promptly

[incrediBILL]

I think Trillian's idea is best, stockpile the cash a few months and just pay one fee every 3 or 6 months instead of monthly and you'll keep a lot more of your earnings.

It's like going to an ATM at a casino or anywhere that charges up to $3 per withdrawal. If you only get $100 each withdrawl you'll spend $15 by the time you've taken out $500 ,instead of just $3 for a single $500 withdrawl in the first place.

Odd, I'm hearing all sorts of accents in my head reading this thread.

[joeking]

$20 is a lot - are all banks the same in Pakistan? It is the problem elsewhere too though with dollar checks - even Google ones!

I had to stop accepting dollar checks because for orders under $100 it would often cost ME to cash them! Especially if drawn on a local American bank. But by shopping around I found an American bank with branches here with low processing fees and instant access to funds. Could you not open a similar dollar account in Pakistan?

Or what about the suggestion above regarding rupees?

[estaquieto]

That's really weird. It costs me nothing to cash my check here in the Philippines and takes only a few days to do it. My only suggestion is for you to find a reputable (preferably multinational) bank like Citibank, HSBC or Standard Chartered. I dunno if these banks exist in your country but it might help to shop around and ask. If that fails, go for what Trillian said.

[asianguy]

Trillian >>>In your AdSense control panel you can ask Google to not send you a cheque, but roll the amount forward.

Trillian's idea is not the best because he doesnt know how much the original poster needs that money every month to help his daily livelihood.

In addition, no one should wait so many months to get your money especially if you knew you are just an affiliate.

What if Google or any company decided not to pay you for some reason, then you are completely screwed.

[asianguy]

ferhanz >>> the solution i can think of is that i should use my Uncle's Address (He is in Canada )for the EFT option and then he can send me the money thru Western Union

You cant use EFT using your uncle's name or even cash it if your Google account is under your name. Have you looked at your Google's EFT features? Your name and you bank account are linked together.

[AbsintheSyringe]

Well I'm in Bosnia, and it depends from bank to bank but it can take up to 4 weeks. Very frustrating. But they dont charge for it tho.

the solution i can think of is that i should use my Uncle's Address (He is in Canada )for the EFT option and then he can send me the money thru Western Union

Dont do it. Do you know how much W-U charges you? Below 100 they charge the nearly the same or same amount you're sending, even tho you get it the same day. So let's say you're sending 15$ they'll charge you 15$ to send it O_o?

About "pilling" your money in your adsense account...I strongly suggest you do not do that. It'll take time to "pile" money, but what if your account gets suspended, many things could go wrong.

Just find a bank that charges very small or no fee at all, you could possibly try opening an account with that bank or something.

One thing I dont understand tho, how come carrier charges you 20$?

[ShunT]

So let's say you're sending 15$ they'll charge you 15$ to send it O_o?

Although that may be true for sending $15, there is a "setup" fee that is applied while sending money, and it only goes up slowly after that. To send $500 you're looking at a $40-$70 fee with Western Union.

For rates in your currency check out their website.

[sdani]

Your uncle's option for Canada may not be good.. he may have to pay taxes on your money.

[ferhanz]

asianguy you are right i cannot hold payment for 3 or 4 months as i have to pay my credit card bills from it, just purchased a reseller hosting aco#*$! and started adsense having in mind to bear few of my expenses, so practically not possible for me to hold....the option of processing the cheque from any other BANK is a good option ..I have to check from City Bank and Standard Chartered that how much do they charge.

[jomaxx]

Get an appointment and look prosperous and tell the banks that you're thinking of transferring your business account because of all the US$ checks you'll be receiving from Google. Let them sell you on why you should switch.