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Google should seriously look into this matter and should provide an easy and affordable method to the publishers in Pakistan and other countries where no EFT option is available. As nearlly 40% of my earnings are deducted in the processing charges.
You shouldnt have problem finding one who can help you instead of the bank.
In my opinion, you should only use the bank if you are dealing with $200 or more because the charges are costly.
In your AdSense control panel you can ask Google to not send you a cheque, but roll the amount forward.
It might be an idea for you to get a cheque from Google once a quarter rather than once a month, which would have the effect of reducing bank charges by 2/3rds.
Dont you get the money in your currency. So that you dont have to pay the procession fees..
Im from india and when i use to get cheque from google yes it took around 4 to 5 weeks to clear but but processing fees was not so high.. but it was..
But now when its in indian rupees nothing gets cutted get the whole amount
It's like going to an ATM at a casino or anywhere that charges up to $3 per withdrawal. If you only get $100 each withdrawl you'll spend $15 by the time you've taken out $500 ,instead of just $3 for a single $500 withdrawl in the first place.
Odd, I'm hearing all sorts of accents in my head reading this thread.
I had to stop accepting dollar checks because for orders under $100 it would often cost ME to cash them! Especially if drawn on a local American bank. But by shopping around I found an American bank with branches here with low processing fees and instant access to funds. Could you not open a similar dollar account in Pakistan?
Or what about the suggestion above regarding rupees?
Trillian's idea is not the best because he doesnt know how much the original poster needs that money every month to help his daily livelihood.
In addition, no one should wait so many months to get your money especially if you knew you are just an affiliate.
What if Google or any company decided not to pay you for some reason, then you are completely screwed.
You cant use EFT using your uncle's name or even cash it if your Google account is under your name. Have you looked at your Google's EFT features? Your name and you bank account are linked together.
the solution i can think of is that i should use my Uncle's Address (He is in Canada )for the EFT option and then he can send me the money thru Western Union
Dont do it. Do you know how much W-U charges you? Below 100 they charge the nearly the same or same amount you're sending, even tho you get it the same day. So let's say you're sending 15$ they'll charge you 15$ to send it O_o?
About "pilling" your money in your adsense account...I strongly suggest you do not do that. It'll take time to "pile" money, but what if your account gets suspended, many things could go wrong.
Just find a bank that charges very small or no fee at all, you could possibly try opening an account with that bank or something.
One thing I dont understand tho, how come carrier charges you 20$?
So let's say you're sending 15$ they'll charge you 15$ to send it O_o?
Although that may be true for sending $15, there is a "setup" fee that is applied while sending money, and it only goes up slowly after that. To send $500 you're looking at a $40-$70 fee with Western Union.
For rates in your currency check out their website.