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I have a client who wants to be paid by credit card every time hires him for a webdesign job. He wants to have the option of being paid by PayPal too. Basically, I build a form where everything for his website is submitted. He receives the form in an admin, and e-mails his client with the quote and a link to the credit card processor. Can anyone recommend a good CC third party processor for this purpose? Any extra advice is recommended. Any books, articles, etc. about Credit Card fraud/security and steps I should take to ensure my client's safety are also welcome.
He is still a client doing business with me. I have demonstrated this to paypal more than once. Do you think that they care? The chargebacks stick and I got the client to reimburse me, but the black mark on my record is something I'll have to live with.
Web design is a very subjective thing, and a client would probably have no problem saying that what was delivered was not as advertised. Who do you think that paypal and the credit card company will side with in a dispute like that?
1) You are loosing between 2-5% for the discount (credit card processing fees etc)
2) Customers can chargeback after you deploy/deliver the project to them. Make sure you get a *signature* from them with a photocopy of the front/back and a signed contract with strict chargeback details
That said, I do allow customers to pay with credit cards if they ask. It's just I would never push that as my primary or preferred method of payment for the above reasons.