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The other main one I'm looking at is B of A, because my accounts are there. Has anyone tried Bank of America Merchant Services?
We just dropped BOA after using them for many years. Their fees were once good but skyrocketed in late 2011. I could shoot myself for not catching it sooner. Yes, they are masters of nickel and diming.
Two months ago I complained to BOA and they lowered our rates somewhat. But too late. They lost a damn good account by gouging us.
I did consider using PayPal for all processing. Their rates were fair. We just started accepting PP itself at our ecommerce site and I'm surprised how many orders are paid with it. Their telephone people were extremely helpful in getting us set up. You certainly won't get that kind of service from Bank Of America.