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Making ACH Payments (ala eCheck.net, but push instead of receive)

Banks allow via a batch upload, but we are looking for API.

6:27 pm on Sep 30, 2009 (gmt 0)

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While this may not be considered a typical eCommerce question, I figure this is the best forum for this kind of question.

I am setting up a system where hotels and motels will be able to book tours with our company for their customers through an online interface.

The customers will be charged via credit card, which is already set up, but what we want to do is give the hotels and motels a cut of the sale via an automatic ACH transaction to their business bank account.

Many banks offer the option of an online account you log into and manually upload a batch file, but we'd like something that our software can integrate with so that it can be done automatically.

I found out the hard way that eCheck.net doesn't allow for deposits via ACH (only credits for previous debits), even for Cash Concentration or Disbursement (CCD), or business to business ACH transactions.

Without naming them, I've looked into a couple other options, but haven't had any luck finding any company that can do this.

Does anyone have any specific recommendations?

Or general thoughts?


[edited by: lorax at 12:05 pm (utc) on Oct. 1, 2009]