Leosghost - 12:17 pm on Jan 3, 2013 (gmt 0)

Such things ( commas and stops ) depend upon where one pauses, and for how long, when one speaks..I write as I speak..With long(ish) pauses at the end of sentences, indicated by two "stops"..;P

To protect the identity of the poster, I didn't link to the post that I referred to, I was not the only one ( to judge from other comments made at the time in that thread ) at the time, who found their "irony meter needle" somewhat bent, after reading it..:)

* The fact that ecommerce is still so easily defrauded all these years later because the simple solutions to fraud, like typing in a PIN or verifying purchases via SMS on the CC holders phone, still aren't being done and we all suffer with increasing prices thanks to complacent CC companies afraid to make a dent in their cash flow by possibly inconveniencing shoppers and it's all at the merchant's and consumers expense.

All of my three banks ( in France ) have been doing this for years ( at least the past 5 years according to my records ) with the Visa and Mastercards they issue..They send an SMS "one time code" to a designated cellphone, it is required to authorise each/any purchase made online..

Those "on the left side of the pond", might want to ask their banks, why "old Europe" has had this security facility for years ( and it applies when I purchase from USA sites too )..and yet USA banks and card issuers, don't offer it to their customers ?

[edited by: Leosghost at 12:37 pm (utc) on Jan 3, 2013]