wheel - 12:01 pm on Oct 24, 2011 (gmt 0)
what I'm considering is putting 25% of that into something that will offer a return - I don't do stocks / shares or as in this case buying metal
Do some research on what earns the best returns over the long term. Statistically, it's index funds.
There's already well known splits that you should have your investments in. Some brief reading on modern portfolio theory will get you started.
But buying gold and silver right now? I'm seeing TV ads about people who will buy your gold and silver from you at top dollar prices. And when everyone is buying it, you know it's time to sell right? Because you can follow the hysteria and buy when everyone else is and sell when everyone else is, or you can do what statistics show you to do (and not the sales reps,or people with ideas that sound good, like 'gold is a good investment').
These tough times are only temporary. Stocks crashed, gold rises. Wait 2-5 years, things will go back to normal.