icedowl - 11:32 pm on Oct 21, 2009 (gmt 0)

2) A computer that is not uptodate but has decent virus and firewall software and an owner that doesn't fall for any of these scams.

That is the better of the two choices, but unfortunately the owners that do fall for the scams are out there in great quantities.

I've been working in the IT field for over 35 years and even some of the folks I work with, who do the same job that I do (IT Technician), fall for gizmos and crap. A few months ago I found one of those email smilies thing-a-ma-jigs installed on one of the PC's at work by a co-worker on another shift. The man who did this is main-frame computer literate, just not PC or internet savvy. I don't think he even realized what he had done, and, fortunately I was able to get rid of it.