The debate about what you can and can't be banned for is a long one. That was why I tried to be very clear about the actual, single question I was looking to discuss.
Sadly, as with many threads, the original question is not being discussed and even if we started it now, the discussion would probably be buried under an avalanche of theories about what gets you banned.
This thread seems to be about CTR and privacy policies.
So maybe the mods could change the title of the thread and I can start a new thread where people discuss whether Adwords conversion data is used by the Adsense team to monitor and ban Adsense accounts.