Lame_Wolf - 10:29 am on Apr 26, 2012 (gmt 0)
I used to work for a (UK) bank. In fact, three banks in my career. ALL EFT payments showed up at midnight. And if your bank account was the same as the bank you were working for, it showed up a day earlier, but still at midnight.
I only post this to dispel the myth around transactions only being processed overnight.