danec - 4:23 pm on Nov 1, 2002 (gmt 0)

If there is not enough Paypal funds to cover the transaction, Paypal will have to dip into your checking to cover the difference.

Its not as if Paypal will just sneak a few dollars from your account. They will only remove money from your checking account to make a payment for something if you tell them too. They give you an option -- pay from checking account, pay from Paypal balance, etc...