@StoutFiles, I know people who are not intelligent hobbyists, who are in fact completely naive users, who use Linux: I would say it is in many ways easier to use(software installation for example) and a lot more works out of the box than with Windows.
1) I have used Windows enough to know that there are plenty of things that do not work on Windows. My experience has been that Linux is MUCH less hassle and more reliable. YMMV.
2) If you really want something more reliable use the last Ubuntu LTS (which I do). If you want something really, really reliable use Debian or Red Hat.