jasom - 3:46 pm on Oct 30, 2011 (gmt 0)

Hi, I have launched my first “serious” project. It is community classifieds site (content is user generated). It is US based (planning to establish real us inc. company). I have realized that I need some terms and condition place on site.

1. Can I copy it from my competitor’s website, it is legal?
2. Are layer text protected by any copyright law?
3. Are there any open-source terms and condition which I can use?
4. How you have solved this “legal issues”?