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itworks - 1:40 am on Nov 6, 2009 (gmt 0)
I usually provide a login page that says the site is under construction or down for maintenance, but the client is provided with a login so they can preview the site as it comes along. That way, they don't get a site and the site doesn't go live until they pay. Wow, I feel for you, what a horrible mess. Sounds to me like they are trying to get all your input for free so they can turn around and find someone else to do it for practically nothing. I would have walked away from the moment they mentioned they were looking for 'new quotes'. Unreal! Good luck!
I hope that you haven't provided the site on the testing server with complete access to all. This would mean that they have had a 'free' site available all this time.