Corey_Bryant - 11:21 am on Nov 16, 2004 (gmt 0)

If your income is more than $1,000 a month, consider a merchant account. If you give your customers the option - a lot of times, they will choose a credit card because of the points that most of them offer. And the convenience. Plus it does help you in the long run - you get your money usually within 24-48 hours instead of waiting on the mail for the check.

Most gateways (LinkPoint, Authorizenet.com, Verisign) will provide a virtual terminal as well as a free secure webpage for processing credit card information.

-Corey