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sazhazman - 6:38 pm on Jul 13, 2004 (gmt 0)
On small sites (under $3000) I collect 50% up front, the balance upon completion. Larger sites ($3000+) I collect 33% up front, 33% at the halfway point, the balance upon completion. Any missed payments, and work stops immediately (as stated in my contract). Pacing yourself is easy. I am always working on 3-4 jobs at a time. While I'm waiting for approval and/or text, graphics, etc. on job 1, I can continue working on 2,3 and 4. Waiting is a big time (and income) waster, so always have several sites going at once. Send me your regular email through sticky mail and I'll send you my contract.
Regardless of size, always get a contract signed by you and your client with expectations spelled out precisely to avoid any misunderstandings.