Str82u - 6:49 pm on Jan 9, 2013 (gmt 0)
Correct - By default a server is usually set up to look for pages named "home", default" and "index" when a user clicks into a directory including your home directory (public_html).
Thats the server already do,
I have tested mysite/espanol
and mysite espanol/
and I get my site with/ at the end and without mentioning index.htm
As g1smd mentions, You'll want to make sure you use the trailing slashes "/" to avoid server redirects; the server will add it anytime you leave it off of a "/folder/directory" link to push the user inside the "/folder/directory/" - then it looks for the default index page to serve content.
Later on, if you feel fancy or paranoid, you can use DirectoryIndex in htaccess to tell the server that the index pages have a different name, that you name, like "/folder/name/example.html" could be the index page if you used
in the htaccess file in the folder named "/name/"