Thaparian - 2:39 am on Jul 17, 2012 (gmt 0)
If majority of your site's pages have money keywords (in the title), Google could think that the site is optimized to target high search keywords, thus triggering over-optimization penalty?
Someone who doesn't care about SEO, would probably have many pages with non-money keywords, more natural.
I have one site, on which there are a lot of pages with non-money keywords in title, some of those are inner-linked site wide. Almost no search for those keywords. The site never got hit by Panda/Penguin.