SEchecker - 9:14 pm on Dec 14, 2012 (gmt 0)

Well as far I understand he started to pay again that was the biggest change. And that’s what the majority is doing ,if they can afford it. That’s one of the reasons why I don’t believe on any REAL 100% recovery stories, cuz if you recover, you most likely are not willing to pay any more or at least not offering that big budged!

Makes sense?