suggy - 8:38 am on Dec 18, 2011 (gmt 0)
Beware the conservative approach. I took that opinion, starting back in April (UK site). Didn't want to throw the baby out with the bath water. But, over time I have realised more drastic action was required, as it became apparent that tweaks really weren't the answer. Certainly, that's the case if you contrast the advice of those who have recovered, with the discussions of those who haven't. The off shot is I have been wasting time bleeding to death slowly. Now I am pretty much bankrupt and still no major recovery. Don't waste the opportunity (time) you have!