Nice, Wheel. I tend to agree with you and I also have not lost a site since the disaster called Florida. After that, I changed my approach.
That said, many people are feeling the pressure of clients that want something done ASAP. They are seeking answers to a question that hasn't even been fully developed because clients are panicking. Often, clients want things done their way - even when told of the risks.
Tread easily on others as SEO business dealings with clients is MUCH different than building your own website.