crobb305 - 9:05 pm on Apr 8, 2007 (gmt 0) [edited by: crobb305 at 9:06 pm (utc) on April 8, 2007]
I know I am behind the times. I haven't even studied this so-called 950 penalty. I have no idea what it is. So if there are fundamental changes afoot, I need to get with the program. Maybe someone here would be willing to summarize the 6 different threads about the "950 penalty" and give us a crash course?
[edited by: crobb305 at 9:06 pm (utc) on April 8, 2007]