scott - 1:12 pm on Aug 10, 2000 (gmt 0)

>>Oh yes, setting up a bank based commercial merchant account is expensive<<

Actually if you're stuck on getting a "true" cc processor the place to go is goemerchant.com.
I can say without a doubt you won't find any cheaper. No setup fees no leases, $49.95/month + $10/month gateway fee + 2.49% + 0.30/transaction...$15/month minimum in transaction fees. Comes out to $65/month (more if you have tons of sales,obviously).

I emailed them and talked to their sales reps and told them I was still shopping around. They basically challenged me to find a better deal. I thought I did a few times and then they pointed out to me the particular "catch" with the one I found. They agreed to beat whatever deal I found, and I couldn't. I still spend a couple hours a week looking and haven't found anything better on a true "merchant acct based" cc processor.

The 49.95 is for the full "internet store" including site hosting plan which isn't too great a plan. But they also offer the components piece-meal for less. If you're serious about going the full blown merchant acct setup, they're definitely worth a look. And, no, I am not affiliated with them in any way.

Edited by: scott

Edited by: scott