wingslevel - 7:05 pm on Mar 29, 2006 (gmt 0)

we just went through a full review of our credit card fees - downgrades were causing our overall costs to rise 50% above our base moto cost of 2.19

business cards, rewards cards, international cards etc. will all do it to you

my conclusion was to go one of 2 ways - if you are small (less than $50k per month) then go to paypal because their new program is an absolute flat rate of 2.something with no downgrades - if you are bigger, get on to a interchange-plus plan - guess what? - your processor will never tell you this even exists, but if you are persistent, you should be able to get it set up - ours takes effect 4/1