piatkow - 10:30 am on Feb 23, 2013 (gmt 0)
But if you've ever read your card number over the phone to someone, or handed your card over to a bartender to run a tab, you've placed your payment information into a much-riskier situation than the owner of this site.
I was thinking about posting the same after reading the OP. It does pay to read the entire thread first.
My own view is that online card processing is something that any SME should oursource.