i'm not sure if this thread is a joke or not.
however in good faith:
>>How to receive large payments (in millions) without fees?
the financial services industry is huge and nothing is free (once you are outside being a small scale consumer - where free banking services are a loss leader to suck you into profitable things like overdrafts, loans, insurance and pension products etc!)
most businesses pay to pay in or withdraw cash, coins etc.
regarding million dollar items, i've never dealt in such things, however i know a little about higher priced items - they are not bought off the shelf, you don't stock items like that hoping that someone will just come along and buy it. generally it would be manufactured in some way and a contract would have been drawn up and an order made, payment could well be made in stages too ... like a down payment at the time of drawing up the supply agreement, perhaps interim payments and then a final payment on receipt or even spread out many months or even years after receipt.
the costs of transfering/hamdling payments and even insurance for non payment should be included in the price as always.