mack - 11:50 am on Nov 25, 2012 (gmt 0)
I would be happy to pay a fee simply for piece of mind. With large sums there are so many factors in play that it is a minefield trying to avoid fees, get your money and remain on the correct side of the law.
It may be a good idea to consult with your lawyer, and also your bank. As has been mentioned in this thread already, the bank have a vested interest. Transfers involving large sums is something they do on a daily basis.