jecasc - 11:52 am on Nov 23, 2011 (gmt 0)

people with working brain cells would hesitate to give their account information to a company they've never dealt with before.

I give my bank account details every day to dozens of indiviuals I do not know and every month to a dozen companies I do not know. I call that "receiving and making payments".

That's what the bank account information is for.