jecasc - 7:49 am on Feb 10, 2011 (gmt 0)
I use a chip card based system for all my payments. I have a banking software and a chip card reader connected to my computer. To transfer money I have to put my chipcard into the reader and type in a PIN number.
We don't use cheques and don't receive many cheques. Actually we only received a cheque once and my apprentice did not know what it was punched holes in it and filed it away.