wheel - 3:51 pm on Jan 11, 2011 (gmt 0)
It's a wee tiny little step from getting a business that's using your accounting software to start using this as their credit card payments.
It's an even smaller step to go from that to taking their CC processing inhouse and on their website.
They take those two baby steps, and all of a sudden Paypal has a serious contender - that's the point. Not like that thing Google tried.