rocknbil - 5:31 pm on Sep 8, 2010 (gmt 0)
Many shoppers are scared to death of payPal or have a dead set grudge against it.
I don't like relying on a third party service to process CC's. I know that's a contradiction - my CC processor is a third party - but it's not a CC processing mill, it's specifically for business transactions and our customers never leave our site.
payPal adds a layer of management issues. You have to log in, move moneys around, it takes time for the money to move . . . . a formal merchant account allows you to automate your batches (payPal may too, never looked into it.)