msafi - 8:54 am on Jul 13, 2010 (gmt 0)
Not the helpful reply I was hoping for, but I see your point.
The reason I'd like lower fraud prevention measures is because of my own experiences with them. I use my U.S. bank account to make purchases while traveling and I've suffered a lot from restrictive measures that served no good purpose. They only kept me from spending my own money and cost the would-be seller revenue.
Furthermore, I sell a digital subscription. If the buyer turns out to be a fraudster, I can simply disable their subscription and say good bye to them.