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rise2it - 11:18 pm on Jun 17, 2010 (gmt 0)
What SHOULD happen is if you or I are willing (and able) to put a large amount of money in reserve, we SHOULD get a better processing rate, as we have now taken all risk (like they have any to begin with) away from them.
Of course, that will never happen, but it would be fun to pitch it to them to see which lie they could come up with next.