bwnbwn - 3:52 pm on Oct 29, 2009 (gmt 0)

olimits7 you can get the cc number from your merchant provider interface. Then with the cc number and exp. date you can call for address verification or phone number verification. Since you are already having the Address checked through your system all you will need to check is the phone number. If this matches it is a done deal.

Now if they are shipping to a different address then you will call the verified phone number and make sure this person did do the charge.
I am seeing the fraud orders now have all the information of the card holder down to the correct phone number but we won't ship(to a different address) until the verified phone number card holder has verified they did the charge.

Now remember this is only on new customers and not returning customers.

Visa MasterCard can be checked in one system were discover card and AMES have there own number to call for verification.