longen - 6:07 pm on May 4, 2009 (gmt 0)

School or Work Vacations change expenditure patterns
Illness - shopping online instead of B&M
Tax refunds
Stock Dividends received
Birthdays/Anniversaries/Ceremonies
Elections local/national
Local factory/employer closes
Newspaper/Magazine articles generate interest in a product/hobby/fad
Credit Card bills arrives - spending reined in
People tire of bad news - start spending
People worry about bad news - stop spending
Loans paid off - discretionary spending up