rachel123 - 5:12 pm on Feb 5, 2009 (gmt 0)

I think it is fine to have PayPal as a second option - but you should also have your own merchant account and have the card processed securely right from your site. A customer who just wants to use a credit card and be done should not be forced to go to some other website to use it, let alone sign up for a payment service. It should be as quick and easy as possible.