jecasc - 9:13 am on Dec 5, 2008 (gmt 0)

In Germany, users have to agree now that the data they submit is sent to all kind of credit bureaus and ebay for confirmation.

Since then Paypal payments have plummeted. I am looking for a new payment solution now. I'll probably switch to moneybookers.

The problem is their stupid seller protection and buyer protection. I would happily take the risk of chargebacks myself, when the customers would in return be able to pay easily.

What's the use of a payment provider when at least 40% of the users are not able to make their payment because its either to complicated or they are not comfortable with Paypal throwing their personal data arround.

I have used Paypal to pay for my own purchases in the past. And more and more sellers send some information like this along in their email confirmation: "Thank you for your purchase. You have chosen Paypal as payment option. If you have problems making you payment or want to change your means of payment for any reason please contact us."