Hubcap_Ron, you really must read all the documentation from your merchant services. Go through it with a fine tooth comb, set a company policy on accepting cards, and insist that anyone who's accepting orders follow the policy to the letter. Part of a sensible policy is to set a threshold above which orders will be shipped only to addresses you verify with the card issuing bank. It's good practice to not disclose this threshold to anyone not actually working for you. And, good luck with future transactions.