BananaFish - 11:31 pm on Aug 13, 2008 (gmt 0)

1.7% and a phone call verification? Sounds like a card present terminal. For Internet (card not present) around 2% isn't bad. The advantage of PayPal, even though they may not have the best discount rate, is that there is a flat monthly (no hidden statement fees), they integrate USPS and UPS shipping into their back end, and you get added sales by offering express checkout (yes Virginia, there are millions of people out there in cyberspace that pay with Paypal).