SkyDog - 4:20 am on Nov 30, 2004 (gmt 0)

Paypal does not protect buyers unless they buy the extra "paypal protection". The only way a buyer is protected on paypal is if you use a credit card to pay paypal. If you use your bank account for funds, you are totally unprotected unless you pay extra. Of course they don't advertise this fact, they make it sound as if it's the same as paying by credit card, when in fact, it is not. As far as sellers, I'd imagine they are as helpful as the regular merchant processors. You've heard of buyer beware, how about merchant beware?