mivox - 3:59 am on Mar 26, 2002 (gmt 0)

For users in the US, paypal signup is almost instant, and not any more difficult than filling out most shopping carts... If you want to add your bank account to paypal, you do have to wait a couple of days to verify it, but it's not necessary for a simple credit card transaction AFAIK.

For users in Europe, it's much more of a pain, from what I hear. An alternative for European customers would be a great courtesy... and ProPay (while the merchant has to process transactions manually, or send out email invoices) has fees not much higher than PayPal.

For a merchant based in Europe, I've heard good things about WorldPay... but if your business is primarily US-based, paypal is a fairly good way to go.