bpresent - 6:12 am on Jun 16, 2004 (gmt 0)

As far as a merchant account is concerned, there's also the monthly charge just for the priviledge of having the account.

I guess it depends on what country you're in.

With reference to PayPal as fun money - absolutely. Many people sell on ebay, get paid in PayPal dollars, and then spend on ebay using that money.

[Added: Still, I think they charge too much for eBay transactions - I'd like to see some concession for eBay/PayPal specific transactions - either a reduction in eBay final fees or PayPal rates - the latter seems more feasible. It's hardly like they have overheads to consider in their negotiations with "each other" - or shouldn't at least.]