Miklo - 12:49 pm on May 5, 2004 (gmt 0)

Digitalv,

Unfortunately, you seem to forget that there are tons of people out there who can't get their own merchant account and are totally depending on credit card processing companies like 2CheckOut, MultiCards, Paysystems etc.

If you are an U.S. business and can get your own merchant account, it would be a lot cheaper than using a credit card processing company, although Visa/MasterCard can fine you directly if you don't comply with their rules.