sun818 - 7:00 pm on Oct 20, 2003 (gmt 0)

Paypal's inception was to provide a service for micro-transactions. Merchant account fee structures seem like a big headache to me. On top of transaction fees, you have daily batch submission fee, AVS verification fee, bank deposit fee, blah blah blah. I've never been a fan of fixed monthly fees, or worse hidden fees. So, that's why I prefer Paypal.