Another thing I look at in relation to download times, is display times. If you have nested tables then you have to wait for the complete page to download. Also since we are using large quanties of text for SEO purposes and non-nested tables, this text will display fast catching the persons attentions (hopefully) so they will wait for the larger graphics. As much as possible I like to get a tag line in a heading tag for two purposes. 1) SE's like the heading tag w/ keywords 2) If you do a search for "widgets" and the first thing you see is a bold "We have your Widgets" you'll stay to see a nice picture of said widget.