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incrediBILL - 8:15 am on Nov 6, 2006 (gmt 0)
It is optimal? Nah, but is it needed? Absolutely! These technologies aren't aimed at computer savvy people, it's aimed at the average joe on the net that doesn't have a clue what's happening and losing a little privacy opposed to being defrauded is a small price to pay to rid ourselves of the damn phishers. Of course I'm not running either anti-phish, but I look at the URL's and obviously don't click on emails telling me to update my accounts, but does granny know to do this? Probably not. I'm glad to see some protection in place for the masses, about time.
First time you, or someone your know, get your account information pilfered you won't complain about the minor variance in design.