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Tapolyai - 3:11 am on Nov 6, 2006 (gmt 0)
Unfortunatelly, I think all three (although I think Opera's is just a variant of Microsoft's) solutions are non-workable. As stated before, phishing sites are deployed, spammed out, and taken down in less then a few hours. Any database will be woefully out of date, within minutes after downloading. Databases at Microsoft, Opera, or any other third party might catch up faster, but the probability is very high that majority of such phishing sites would be missed. [edited by: Tapolyai at 3:11 am (utc) on Nov. 6, 2006]
Have to agree with vincevincevince.