Adam5000 - 5:06 pm on Aug 23, 2010 (gmt 0)

My website is almost ready to put on line and I'm charging a small fee for most of it.

And for that I need a way to process credit cards.

And right now that's a mystery to me. I know I need a merchant account and I've contacted a couple of online processors and ended up more confused than when I started.

I've heard I can do the processing myself through a merchant account at my bank and I don't know what that's all about either.

If I can do the processing myself what am I getting for the monthly fees and percentages?

How are credit cards processed?

I'm confused.

Help!