paybacksa - 12:24 am on Aug 26, 2004 (gmt 0)

Richard, you said

This would be great for me and the current merchants I was with. If this was to be done. I wouldn't join a new program that conducted business this way.

I'm sorry But I don't understand this. Can you clarify for me?

Does this mean you wouldn't want to join in at the bottom, but you would like it if you were already in? I don't see why it is so bad to join...