I couldn't read this post. You have an error in your post. Go back and fill out all required answers.
Okay, more seriously, got a couple of good laughs out of that list.
RE your response to my #1 - I understand that and I think on well-designed sites I often see people go the extra mile to have a "password help" link or, even better, a hover balloon for those of us who really want to know.
Also, consider the extra reading required if I go from
"At least eight characters"
"Between eight and twenty characters"
I would submit that the person who can't be bothered to read the second, won't read the first either!